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As some of you may know who follow me - every couple weeks or so, my magnificent husband creates some magical meal that he shares with you, and I get the luxury of consuming. I have found that he delights in making me happy with all this good food bu...

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When buying a home, there are myriad factors to consider. How many years do you plan on staying in the home? What are your short and long term plans? What about upfront costs and mobility? Below we delineate the pros and cons of homeownership. At the...

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During your homebuying process, pay attention to our nine credit commandments (and keep the list handy)! These tips have a huge impact on your credit score, which can affect the mortgage rate you will receive for your home. 1 - ALWAYS PAY YOUR B...

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Bring It Home with Heidi (BIHWH) recently sat down with Joe Racamato (JR), a home financing veteran, to discuss the ins and outs of down payment. BIHWH: "What is a down payment?" JR: "A down payment is the percentage of your home's purchase...

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The pandemic has drastically increased moves to the suburbs. Between March 15th and April 28th, moves to New Jersey saw a 38% jump. August saw a 30.7% jump in new listings - this means that demand is increasing. Due to limited supply, list prices are...

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Private Mortgage Insurance or PMI can be a very boring and complicated concept to grasp… so we scoured the web and came up with a simple breakdown to help you. What exactly is private mortgage insurance?  PMI is an insurance policy that you, the...

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People generally invest more time in applying to colleges or purchasing a car than they do in preparing to buy their first home! So, here are a few tips/questions that will help guide you when making the largest financial purchase you will probably m...

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Communicating the benefits of buying versus renting to millennials is of paramount importance in influencing their decision to purchase a home. U.S. millennials total 66 million individuals and 24 million independent households, so these potential cl...

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First home buying is on the rise - this year they make up 34% of homebuyers in the United States. They make up about 1.65 million of the homes that will be sold in 2019(est.). Whether you are a first time home buyer looking for a home, a Realtor advi...

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