• WELCOME TO MY
    OFFICIAL BLOG PAGE

    Stay Updated With
    Helpful Advice & Insider Tips

3 Ways You'll Win When You Buy a Home This Year
Heidi
Home Buying

1. Buying a Home Is a Great Investment Several recent reports indicate that real estate is still a good investment, topping other options such as gold, stocks, bonds, and savings. Why? Real estate helps you build equity, a type of forced savings that...

Continue reading
Do I Really Need a 20% Down Payment to Buy a Home?
Heidi
Home Buying

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today's low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, t...

Continue reading
In the Kitchen with Joe Rock - Lessons Well Learned
Heidi
LifeStyle

As some of you may know who follow me - every couple weeks or so, my magnificent husband creates some magical meal that he shares with you, and I get the luxury of consuming. I have found that he delights in making me happy with all this good food bu...

Continue reading
The Pros and Cons of Owning a Home
Heidi
Home Buying

When buying a home, there are myriad factors to consider. How many years do you plan on staying in the home? What are your short and long term plans? What about upfront costs and mobility? Below we delineate the pros and cons of homeownership. At the...

Continue reading
The 9 Credit Commandments to Live By when Applying for a Loan
Heidi
Home Buying

During your homebuying process, pay attention to our nine credit commandments (and keep the list handy)! These tips have a huge impact on your credit score, which can affect the mortgage rate you will receive for your home. 1 - ALWAYS PAY YOUR B...

Continue reading
Making Down Payment Options Easy to Understand
Heidi
Home Buying

Bring It Home with Heidi (BIHWH) recently sat down with Joe Racamato (JR), a home financing veteran, to discuss the ins and outs of down payment. BIHWH: "What is a down payment?" JR: "A down payment is the percentage of your home's purchase...

Continue reading
City to Suburb Migration amidst the COVID 19 Pandemic
Heidi
Home Buying

The pandemic has drastically increased moves to the suburbs. Between March 15th and April 28th, moves to New Jersey saw a 38% jump. August saw a 30.7% jump in new listings - this means that demand is increasing. Due to limited supply, list prices are...

Continue reading
All About PMI
Heidi
Home Buying

Private Mortgage Insurance or PMI can be a very boring and complicated concept to grasp… so we scoured the web and came up with a simple breakdown to help you. What exactly is private mortgage insurance?  PMI is an insurance policy that you, the...

Continue reading
Hacks to Simplify the Home Search
Heidi
Home Buying

People generally invest more time in applying to colleges or purchasing a car than they do in preparing to buy their first home! So, here are a few tips/questions that will help guide you when making the largest financial purchase you will probably m...

Continue reading
5 Reasons You Can Afford To Buy A House And Travel
Heidi
Financial

Communicating the benefits of buying versus renting to millennials is of paramount importance in influencing their decision to purchase a home. U.S. millennials total 66 million individuals and 24 million independent households, so these potential cl...

Continue reading
First Time Home Buying: 4 Essentials For Success
Heidi
Home Buying

First home buying is on the rise - this year they make up 34% of homebuyers in the United States. They make up about 1.65 million of the homes that will be sold in 2019(est.). Whether you are a first time home buyer looking for a home, a Realtor advi...

Continue reading
CONTACT ME