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Buying a home is the biggest purchase most people will ever make. It can be the most nerve-wracking, too, because getting a mortgage and closing the loan can be a long, complicated process. A mortgage broker can take the stress out of the mortgage pr...

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 Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you're qualified to borrow.Being pre-approved for a loan can give you clarity while...

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The question many homebuyers are facing this year is, "Why is it so hard to find a house?" We're in the ultimate sellers' market, which means real estate is ultra-competitive for buyers right now. The National Association of Realtors (NAR) notes home...

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A year into the coronavirus pandemic, it seems that the work-from-home lifestyle is not going away anytime soon. Even as companies are inviting employees back to physical offices, many are choosing to remain at home. We have become accustomed to a ne...

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If you're planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund. Using data from the Internal Reve...

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Mortgage rates are on the rise this year, but they're still incredibly low compared to the historic average. However, anytime there's a change in the mortgage rate, it affects what you can afford to borrow when you're buying a home. As Sam Khater, Ch...

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When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as t...

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As I look to refresh some parts of our house this Spring - the kitchen happens to be one of the rooms in the house that needs a little TLC. Our house is 17 years old and needs some trend updates. While researching what we would do, I came across...

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1. Buying a Home Is a Great Investment Several recent reports indicate that real estate is still a good investment, topping other options such as gold, stocks, bonds, and savings. Why? Real estate helps you build equity, a type of forced savings that...

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Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today's low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, t...

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As some of you may know who follow me - every couple weeks or so, my magnificent husband creates some magical meal that he shares with you, and I get the luxury of consuming. I have found that he delights in making me happy with all this good food bu...

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When buying a home, there are myriad factors to consider. How many years do you plan on staying in the home? What are your short and long term plans? What about upfront costs and mobility? Below we delineate the pros and cons of homeownership. At the...

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During your homebuying process, pay attention to our nine credit commandments (and keep the list handy)! These tips have a huge impact on your credit score, which can affect the mortgage rate you will receive for your home. 1 - ALWAYS PAY YOUR B...

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Bring It Home with Heidi (BIHWH) recently sat down with Joe Racamato (JR), a home financing veteran, to discuss the ins and outs of down payment. BIHWH: "What is a down payment?" JR: "A down payment is the percentage of your home's purchase...

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The pandemic has drastically increased moves to the suburbs. Between March 15th and April 28th, moves to New Jersey saw a 38% jump. August saw a 30.7% jump in new listings - this means that demand is increasing. Due to limited supply, list prices are...

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